{"id":1121,"date":"2022-04-04T02:59:43","date_gmt":"2022-04-04T02:59:43","guid":{"rendered":"http:\/\/seniorbenefitstx.com\/?page_id=1121"},"modified":"2022-05-17T04:04:29","modified_gmt":"2022-05-17T04:04:29","slug":"ancillary-insurance-3","status":"publish","type":"page","link":"https:\/\/seniorbenefitstx.com\/index.php\/ancillary-insurance-3\/","title":{"rendered":"Ancillary Insurance"},"content":{"rendered":"\n
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Home Health Care Insurance<\/h2>\n\n\n\n

Short-term policies typically cover home care, assisted living and nursing homes when you can’t take care of yourself. But instead of paying for years of care, short-term care insurance, also known as recovery care, typically provides benefits for 12 months or less. Typically, short-term care insurance is used to cover gaps in Medicare coverage or as an alternative option to long-term care insurance. The majority of short-term home health care insurance policies have a 0-day deductible (Elimination Period) option and a full year of benefits. Simply, that means the policy pays on the very first day that you qualify for benefits. Most traditional long-term care insurance policies (about 94%) are sold with a 90-Day Deductible that must be met before benefits are paid<\/strong><\/p>\n\n\n\n

Who Should Consider A Short-Term Care Policy?<\/strong><\/p>\n\n\n\n