Accidental Death & Dismemberment
Accidents are the third leading cause of death in the United States. An accidental death not only impacts the surviving loved ones emotionally, but also financially as they now deal with the sudden loss of income. Accidental Death & Dismemberment Insurance is an insurance policy that pays a death benefit upon the accidental death of an insured or upon the loss of a limb due to an accident. The death benefit from an AD&D policy can add peace of mind by lessening the financial burden on families impacted by an accident. AD&D is purposed to serve as a supplement to regular life insurance as coverage is limited to certain types of accidents