Vision Insurance
Vision care insurance will often cover routine eye health expenses such as eye exams, contact lens fittings, contact lenses, and eyeglass lenses and frames. Some plans may even provide a discount on LASIK procedures and other corrective surgeries.
A vision care plan may cover the cost of these items in total, up to a preset limit, or it may require the policyholder to pay a flat fee or percentage fee to share the expense with the insurer.
Vision care insurance tends to be inexpensive compared to other types of insurance because many of the covered costs are predictable and expensive claims are rare. It resembles a discount plan more closely than an actual insurance plan because insurance protects against unforeseen and potentially catastrophic expenses.